Terms of Use
Last updated: 21 October 2024
These Terms of Use govern your access to and use of the services, platform, and content provided by Xoltruv ("we", "us", or "our") at cywuwio.com. By accessing or using our platform, you agree to be bound by these terms. If you do not agree, please discontinue use immediately.
1. Acceptance of Terms
By creating an account, accessing course materials, or otherwise interacting with our platform, you confirm that you have read, understood, and agree to these Terms of Use, along with any additional policies referenced herein. These terms form a legally binding agreement between you and Xoltruv.
We reserve the right to update or modify these terms at any time. Continued use of the platform following any changes constitutes your acceptance of the revised terms. We will indicate the date of the most recent update at the top of this page.
2. Eligibility
You must be at least 16 years of age to use this platform. By using our services, you represent and warrant that:
- You meet the minimum age requirement.
- You have the legal capacity to enter into a binding agreement.
- All information you provide to us is accurate, current, and complete.
- Your use of the platform does not violate any applicable law or regulation.
If you are using the platform on behalf of an organisation, you represent that you have the authority to bind that organisation to these terms.
3. Account Registration and Security
3.1 Account Creation
Certain features of our platform require you to register for an account. When registering, you agree to provide truthful and complete information and to keep that information up to date.
3.2 Account Responsibility
You are solely responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us immediately if you suspect any unauthorised access to or use of your account. We are not liable for any loss or damage arising from your failure to protect your account credentials.
3.3 Account Termination
We reserve the right to suspend or terminate your account at our discretion if we believe you have violated these terms or engaged in conduct harmful to other users, third parties, or the integrity of the platform.
4. Use of the Platform
4.1 Permitted Use
You may access and use our platform solely for lawful, personal, and non-commercial educational purposes, unless you have entered into a separate written agreement with us permitting commercial use.
4.2 Prohibited Conduct
You agree not to engage in any of the following activities:
- Reproducing, distributing, or publicly displaying any course content without prior written permission.
- Sharing your account credentials with others or allowing third parties to access the platform through your account.
- Attempting to reverse engineer, decompile, or extract source code from any part of the platform.
- Uploading or transmitting viruses, malware, or any other harmful code.
- Scraping, crawling, or systematically harvesting data from the platform by automated means.
- Impersonating any person or entity, or misrepresenting your affiliation with any person or entity.
- Using the platform to send unsolicited communications or spam.
- Interfering with or disrupting the integrity or performance of the platform or its infrastructure.
- Circumventing any access controls, security measures, or digital rights management systems.
4.3 Compliance with Laws
You are responsible for ensuring that your use of the platform complies with all laws and regulations applicable to you. We make no representation that the platform is appropriate or available for use in all locations.
5. Intellectual Property
5.1 Our Content
All content available on the platform, including but not limited to course materials, videos, text, graphics, assessments, and software, is the exclusive property of Xoltruv or its content licensors and is protected by applicable intellectual property laws. No content may be copied, reproduced, republished, or distributed without our express written consent.
5.2 Limited Licence
Subject to your compliance with these terms, we grant you a limited, non-exclusive, non-transferable, revocable licence to access and use the platform and its content solely for your personal, non-commercial educational use.
5.3 User Submissions
If you submit any content to the platform, including forum posts, comments, or feedback, you grant Xoltruv a worldwide, royalty-free, perpetual licence to use, reproduce, modify, and display that content in connection with the operation and promotion of the platform. You represent that you own or have the right to submit such content and that it does not infringe any third-party rights.
6. Payments and Subscriptions
6.1 Pricing
Certain courses or features on our platform may require payment. All applicable fees will be clearly disclosed before you complete a purchase. Prices are displayed in the applicable currency and may be subject to applicable taxes.
6.2 Billing
By providing payment information, you authorise us to charge the applicable fees to your chosen payment method. You are responsible for ensuring your payment details remain current and accurate.
6.3 Refunds
Refund eligibility is determined on a case-by-case basis in accordance with our refund policy, which is made available separately. We reserve the right to refuse refunds where we determine that the platform has been misused or where the request falls outside the applicable refund window.
6.4 Changes to Pricing
We reserve the right to modify our pricing at any time. Price changes will not affect purchases already completed.
7. Third-Party Services and Links
Our platform may contain links to or integrations with third-party websites, tools, or services. These are provided for convenience only. We do not endorse, control, or assume responsibility for the content, privacy practices, or terms of any third-party service. Your interactions with third-party services are governed solely by their respective terms and policies.
8. Disclaimers
The platform and all content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that:
- The platform will be uninterrupted, error-free, or free of harmful components.
- Any content is accurate, complete, current, or suitable for any particular purpose.
- Results obtained through use of the platform will meet your expectations.
Educational content on business forecasting is intended for informational and learning purposes only and does not constitute professional financial, business, or investment advice.
9. Limitation of Liability
To the fullest extent permitted by applicable law, Xoltruv and its affiliates, directors, employees, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of or inability to use the platform, even if we have been advised of the possibility of such damages.
Our total aggregate liability to you for any claims arising under these terms shall not exceed the total amount paid by you to Xoltruv in the twelve months preceding the event giving rise to the claim, or €50, whichever is greater.
10. Indemnification
You agree to indemnify, defend, and hold harmless Xoltruv and its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in connection with:
- Your use of or access to the platform.
- Your violation of these Terms of Use.
- Your infringement of any third-party rights, including intellectual property rights.
- Any content you submit to the platform.
11. Privacy
Your use of the platform is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. By using the platform, you consent to the data practices described in our Privacy Policy.
12. Modifications to the Platform
We reserve the right to modify, suspend, or discontinue any aspect of the platform at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the platform or any part thereof.
13. Governing Terms
These Terms of Use represent the entire agreement between you and Xoltruv with respect to your use of the platform and supersede all prior or contemporaneous understandings, agreements, or representations. If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.
Our failure to enforce any right or provision of these terms shall not be deemed a waiver of such right or provision.
14. Contact Us
If you have any questions, concerns, or requests regarding these Terms of Use, please contact us:
| Method | Details |
|---|---|
| info@cywuwio.com | |
| Phone | +353 1 661 8179 |
| Post | Xoltruv, Farranavarra, Co. Cork, P31 XC53, Ireland |
| Website | cywuwio.com |